The Money Book for Freelancers, Part-Timers, and the Self-Employed: The only personal finance system for people with not-so-regular jobs

The Money Book for Freelancers, Part-Timers, and the Self-Employed: The only personal finance system for people with not-so-regular jobs

This is a book for people like us, and we all know who we are.   We make our own hours, keep our own profits, chart our own way. We have things like gigs, contracts, clients, and assignments.  All of us are working toward our dreams: doing our own work, on our own time, on our own terms. We have no real boss, no corporate nameplate, no cubicle of our very own. Unfortunately This is a book for people like us, and we all know who we are.   We make our own hours, keep our own profits, c...

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Title:The Money Book for Freelancers, Part-Timers, and the Self-Employed: The only personal finance system for people with not-so-regular jobs
Author:Joseph D'Agnese
Rating:
Genres:Nonfiction
ISBN:0307453669
Edition Language:English
Format Type:Paperback
Number of Pages:297 pages pages

The Money Book for Freelancers, Part-Timers, and the Self-Employed: The only personal finance system for people with not-so-regular jobs Reviews

  • Tinea
    Sep 07, 2011

    Just got this book last night, and I'm already halfway through. I've been freaking out about wrecking my finances when I become self-employed; this book reminds me that there's no magic to it. Figure out how much money you need for the stuff you need, and put that much aside when you h...

    This book is a veritable godsend for those of us who have non-traditional jobs with erratic and unpredictable income. Had this book existed three years ago it would have saved me two years of toil and struggle as I experimented with methods of achieving financial security as a self-emp...

    A decent primer on personal finances for the self-employed, aimed at freelancers and microbusiness owners. The advice is sound but quite basic. I'm already doing almost everything they advocate. It covers saving (for emergencies, taxes, and retirement), spending, and debt. It also b...

    A good introduction to personal finance for freelancers and the self-employed. However, it focused a little more on strategies for those with a lot credit card debt or overspending issues than I expected. Neither problem is an issue for me right now (and hopefully, not in the future). ...

    This was such a great book! It was very helpful in giving me direction and motivation. If you are just looking for a self-help type book that just throws out theories and tips, this is NOT the book for you. This book really makes you get hands on with your finances. Each chapter has di...

    Totally useful, though quite longwinded to get across a simple message. It's a how-to guide for managing your finances (especially how to save money longterm) if your income is variable and unpredictable, like freelancers and people employed part-time or who work for tips. The book ...

  • Sfdreams
    Aug 27, 2010

    Just got this book last night, and I'm already halfway through. I've been freaking out about wrecking my finances when I become self-employed; this book reminds me that there's no magic to it. Figure out how much money you need for the stuff you need, and put that much aside when you h...

    This book is a veritable godsend for those of us who have non-traditional jobs with erratic and unpredictable income. Had this book existed three years ago it would have saved me two years of toil and struggle as I experimented with methods of achieving financial security as a self-emp...

    A decent primer on personal finances for the self-employed, aimed at freelancers and microbusiness owners. The advice is sound but quite basic. I'm already doing almost everything they advocate. It covers saving (for emergencies, taxes, and retirement), spending, and debt. It also b...

    A good introduction to personal finance for freelancers and the self-employed. However, it focused a little more on strategies for those with a lot credit card debt or overspending issues than I expected. Neither problem is an issue for me right now (and hopefully, not in the future). ...

    This was such a great book! It was very helpful in giving me direction and motivation. If you are just looking for a self-help type book that just throws out theories and tips, this is NOT the book for you. This book really makes you get hands on with your finances. Each chapter has di...

    Totally useful, though quite longwinded to get across a simple message. It's a how-to guide for managing your finances (especially how to save money longterm) if your income is variable and unpredictable, like freelancers and people employed part-time or who work for tips. The book ...

    Excellent! I highly recommend this book to all the self employed folks out there. It really helps with getting a grasp on the ebbs and flows of income that come with the self employed life. It also helps with structural ideas about planning for your financial future. Very informative a...

    Fantastic and essential book for anyone who works for themselves. ...

    i think this would be a really good book for anyone who has never read anything about personal finance or who is just starting out freelancing. since i've been freelancing for 6(!) years now, i'd figured a few things out by trial and error. but it would have been nice to have this book...

    A great resource for people with irregular income, whether that means you're part-time, freelancing or self-employed. Authors teach a simple, scalable finance system that shows you how to make your money work for you so you can avoid the "feast or famine" lifestyle. Of course, the book...

    Some of the content in this book is stuff people should probably already know - but overall, this book is filled with useful information. Anyone with a not-so-regular job should probably at least skim through this because you're guaranteed to find some helpful tips. ...

    This is a very direct read, with plenty of exercises in it to reevaluate one's personal finances. Doing the exercises helps one to get the most out of this book. Even if you don't, and you aren't a freelancer (yet), this is still helpful to read. It is geared towards freelancers, so an...

    I wish I had known about this book years ago! Completely indispensable for freelancers and the self employed. I went through the entire book first and now will go back and complete the exercises. This book is a game changer. ...

    Very practical and useful guidance for independent contractors and the self-employed. The book is nicely peppered with humor too: "credit cards are the handmaidens of Satan." ...

    Very practical and helpful book for those of us in the gig economy! ...

    A "must" for freelancers. ...

    Good financial guidance for the not regularly employed, but also solid advice for all. ...

    A good book for a new freelancer or one who is not good with money. Valuable advice on saving and client relations. On the flip side, light on investment advice specifics in my opinion. Also seems to be assuming that all freelancers are under significant debt. ...

    I really liked this book, although I am not self-employed (yet!) though I plan to be in the (hopefully) not-too-distant future. I got this book at the library, but plan on buying it when I actually do become self-employed to have on hand. Actually, I just now noticed that it being give...

  • Ruth
    Mar 15, 2010

    Just got this book last night, and I'm already halfway through. I've been freaking out about wrecking my finances when I become self-employed; this book reminds me that there's no magic to it. Figure out how much money you need for the stuff you need, and put that much aside when you h...

    This book is a veritable godsend for those of us who have non-traditional jobs with erratic and unpredictable income. Had this book existed three years ago it would have saved me two years of toil and struggle as I experimented with methods of achieving financial security as a self-emp...

    A decent primer on personal finances for the self-employed, aimed at freelancers and microbusiness owners. The advice is sound but quite basic. I'm already doing almost everything they advocate. It covers saving (for emergencies, taxes, and retirement), spending, and debt. It also b...

    A good introduction to personal finance for freelancers and the self-employed. However, it focused a little more on strategies for those with a lot credit card debt or overspending issues than I expected. Neither problem is an issue for me right now (and hopefully, not in the future). ...

    This was such a great book! It was very helpful in giving me direction and motivation. If you are just looking for a self-help type book that just throws out theories and tips, this is NOT the book for you. This book really makes you get hands on with your finances. Each chapter has di...

    Totally useful, though quite longwinded to get across a simple message. It's a how-to guide for managing your finances (especially how to save money longterm) if your income is variable and unpredictable, like freelancers and people employed part-time or who work for tips. The book ...

    Excellent! I highly recommend this book to all the self employed folks out there. It really helps with getting a grasp on the ebbs and flows of income that come with the self employed life. It also helps with structural ideas about planning for your financial future. Very informative a...

    Fantastic and essential book for anyone who works for themselves. ...

    i think this would be a really good book for anyone who has never read anything about personal finance or who is just starting out freelancing. since i've been freelancing for 6(!) years now, i'd figured a few things out by trial and error. but it would have been nice to have this book...

    A great resource for people with irregular income, whether that means you're part-time, freelancing or self-employed. Authors teach a simple, scalable finance system that shows you how to make your money work for you so you can avoid the "feast or famine" lifestyle. Of course, the book...

    Some of the content in this book is stuff people should probably already know - but overall, this book is filled with useful information. Anyone with a not-so-regular job should probably at least skim through this because you're guaranteed to find some helpful tips. ...

    This is a very direct read, with plenty of exercises in it to reevaluate one's personal finances. Doing the exercises helps one to get the most out of this book. Even if you don't, and you aren't a freelancer (yet), this is still helpful to read. It is geared towards freelancers, so an...

    I wish I had known about this book years ago! Completely indispensable for freelancers and the self employed. I went through the entire book first and now will go back and complete the exercises. This book is a game changer. ...

    Very practical and useful guidance for independent contractors and the self-employed. The book is nicely peppered with humor too: "credit cards are the handmaidens of Satan." ...

    Very practical and helpful book for those of us in the gig economy! ...

    A "must" for freelancers. ...

    Good financial guidance for the not regularly employed, but also solid advice for all. ...

    A good book for a new freelancer or one who is not good with money. Valuable advice on saving and client relations. On the flip side, light on investment advice specifics in my opinion. Also seems to be assuming that all freelancers are under significant debt. ...

    I really liked this book, although I am not self-employed (yet!) though I plan to be in the (hopefully) not-too-distant future. I got this book at the library, but plan on buying it when I actually do become self-employed to have on hand. Actually, I just now noticed that it being give...

    I won this book in a Goodreads firstreads Giveaway. I have recieved the book last week, but no chance to read it yet. It is on the list to read soon. I am looking forward to learning something from it. OK - I am working my way through the book. I was looking forward to it, then I w...

    The authors of this book respect the freelancer's journey. They don't judge it. There is lots of good advice in this book about saving money, especially pertaining to online savings accounts and percentages. There is also good advice about understanding money. Money is not something to...

    The Money Book for Freelancers, Part-Timers, and the Self-Employed is a straight-forward, accessible guide to managing an inconsistent income. The authors offer financial advice alongside personal anecdotes, which helps to make the book readable as well as informative. There is also an...

    I got this book through the give-a-away from here. Even though this was written for the self-employed it had a lot of practical advise the people with regular jobs could apply also. I found this a very easy to read in every day language with step by step guidelines to help manage your ...

  • Jeannie
    Sep 17, 2010

    Just got this book last night, and I'm already halfway through. I've been freaking out about wrecking my finances when I become self-employed; this book reminds me that there's no magic to it. Figure out how much money you need for the stuff you need, and put that much aside when you h...

    This book is a veritable godsend for those of us who have non-traditional jobs with erratic and unpredictable income. Had this book existed three years ago it would have saved me two years of toil and struggle as I experimented with methods of achieving financial security as a self-emp...

    A decent primer on personal finances for the self-employed, aimed at freelancers and microbusiness owners. The advice is sound but quite basic. I'm already doing almost everything they advocate. It covers saving (for emergencies, taxes, and retirement), spending, and debt. It also b...

    A good introduction to personal finance for freelancers and the self-employed. However, it focused a little more on strategies for those with a lot credit card debt or overspending issues than I expected. Neither problem is an issue for me right now (and hopefully, not in the future). ...

    This was such a great book! It was very helpful in giving me direction and motivation. If you are just looking for a self-help type book that just throws out theories and tips, this is NOT the book for you. This book really makes you get hands on with your finances. Each chapter has di...

    Totally useful, though quite longwinded to get across a simple message. It's a how-to guide for managing your finances (especially how to save money longterm) if your income is variable and unpredictable, like freelancers and people employed part-time or who work for tips. The book ...

    Excellent! I highly recommend this book to all the self employed folks out there. It really helps with getting a grasp on the ebbs and flows of income that come with the self employed life. It also helps with structural ideas about planning for your financial future. Very informative a...

    Fantastic and essential book for anyone who works for themselves. ...

    i think this would be a really good book for anyone who has never read anything about personal finance or who is just starting out freelancing. since i've been freelancing for 6(!) years now, i'd figured a few things out by trial and error. but it would have been nice to have this book...

    A great resource for people with irregular income, whether that means you're part-time, freelancing or self-employed. Authors teach a simple, scalable finance system that shows you how to make your money work for you so you can avoid the "feast or famine" lifestyle. Of course, the book...

    Some of the content in this book is stuff people should probably already know - but overall, this book is filled with useful information. Anyone with a not-so-regular job should probably at least skim through this because you're guaranteed to find some helpful tips. ...

    This is a very direct read, with plenty of exercises in it to reevaluate one's personal finances. Doing the exercises helps one to get the most out of this book. Even if you don't, and you aren't a freelancer (yet), this is still helpful to read. It is geared towards freelancers, so an...

    I wish I had known about this book years ago! Completely indispensable for freelancers and the self employed. I went through the entire book first and now will go back and complete the exercises. This book is a game changer. ...

    Very practical and useful guidance for independent contractors and the self-employed. The book is nicely peppered with humor too: "credit cards are the handmaidens of Satan." ...

    Very practical and helpful book for those of us in the gig economy! ...

    A "must" for freelancers. ...

    Good financial guidance for the not regularly employed, but also solid advice for all. ...

    A good book for a new freelancer or one who is not good with money. Valuable advice on saving and client relations. On the flip side, light on investment advice specifics in my opinion. Also seems to be assuming that all freelancers are under significant debt. ...

    I really liked this book, although I am not self-employed (yet!) though I plan to be in the (hopefully) not-too-distant future. I got this book at the library, but plan on buying it when I actually do become self-employed to have on hand. Actually, I just now noticed that it being give...

    I won this book in a Goodreads firstreads Giveaway. I have recieved the book last week, but no chance to read it yet. It is on the list to read soon. I am looking forward to learning something from it. OK - I am working my way through the book. I was looking forward to it, then I w...

  • Jennifer
    Jan 01, 2011

    Just got this book last night, and I'm already halfway through. I've been freaking out about wrecking my finances when I become self-employed; this book reminds me that there's no magic to it. Figure out how much money you need for the stuff you need, and put that much aside when you h...

    This book is a veritable godsend for those of us who have non-traditional jobs with erratic and unpredictable income. Had this book existed three years ago it would have saved me two years of toil and struggle as I experimented with methods of achieving financial security as a self-emp...

  • Sarah
    Mar 15, 2011

    Just got this book last night, and I'm already halfway through. I've been freaking out about wrecking my finances when I become self-employed; this book reminds me that there's no magic to it. Figure out how much money you need for the stuff you need, and put that much aside when you h...

    This book is a veritable godsend for those of us who have non-traditional jobs with erratic and unpredictable income. Had this book existed three years ago it would have saved me two years of toil and struggle as I experimented with methods of achieving financial security as a self-emp...

    A decent primer on personal finances for the self-employed, aimed at freelancers and microbusiness owners. The advice is sound but quite basic. I'm already doing almost everything they advocate. It covers saving (for emergencies, taxes, and retirement), spending, and debt. It also b...

    A good introduction to personal finance for freelancers and the self-employed. However, it focused a little more on strategies for those with a lot credit card debt or overspending issues than I expected. Neither problem is an issue for me right now (and hopefully, not in the future). ...

    This was such a great book! It was very helpful in giving me direction and motivation. If you are just looking for a self-help type book that just throws out theories and tips, this is NOT the book for you. This book really makes you get hands on with your finances. Each chapter has di...

    Totally useful, though quite longwinded to get across a simple message. It's a how-to guide for managing your finances (especially how to save money longterm) if your income is variable and unpredictable, like freelancers and people employed part-time or who work for tips. The book ...

    Excellent! I highly recommend this book to all the self employed folks out there. It really helps with getting a grasp on the ebbs and flows of income that come with the self employed life. It also helps with structural ideas about planning for your financial future. Very informative a...

    Fantastic and essential book for anyone who works for themselves. ...

    i think this would be a really good book for anyone who has never read anything about personal finance or who is just starting out freelancing. since i've been freelancing for 6(!) years now, i'd figured a few things out by trial and error. but it would have been nice to have this book...

  • Chad Warner
    Nov 03, 2014

    Just got this book last night, and I'm already halfway through. I've been freaking out about wrecking my finances when I become self-employed; this book reminds me that there's no magic to it. Figure out how much money you need for the stuff you need, and put that much aside when you h...

    This book is a veritable godsend for those of us who have non-traditional jobs with erratic and unpredictable income. Had this book existed three years ago it would have saved me two years of toil and struggle as I experimented with methods of achieving financial security as a self-emp...

    A decent primer on personal finances for the self-employed, aimed at freelancers and microbusiness owners. The advice is sound but quite basic. I'm already doing almost everything they advocate. It covers saving (for emergencies, taxes, and retirement), spending, and debt. It also b...

  • Connie  Kuntz
    Mar 14, 2011

    Just got this book last night, and I'm already halfway through. I've been freaking out about wrecking my finances when I become self-employed; this book reminds me that there's no magic to it. Figure out how much money you need for the stuff you need, and put that much aside when you h...

    This book is a veritable godsend for those of us who have non-traditional jobs with erratic and unpredictable income. Had this book existed three years ago it would have saved me two years of toil and struggle as I experimented with methods of achieving financial security as a self-emp...

    A decent primer on personal finances for the self-employed, aimed at freelancers and microbusiness owners. The advice is sound but quite basic. I'm already doing almost everything they advocate. It covers saving (for emergencies, taxes, and retirement), spending, and debt. It also b...

    A good introduction to personal finance for freelancers and the self-employed. However, it focused a little more on strategies for those with a lot credit card debt or overspending issues than I expected. Neither problem is an issue for me right now (and hopefully, not in the future). ...

    This was such a great book! It was very helpful in giving me direction and motivation. If you are just looking for a self-help type book that just throws out theories and tips, this is NOT the book for you. This book really makes you get hands on with your finances. Each chapter has di...

    Totally useful, though quite longwinded to get across a simple message. It's a how-to guide for managing your finances (especially how to save money longterm) if your income is variable and unpredictable, like freelancers and people employed part-time or who work for tips. The book ...

    Excellent! I highly recommend this book to all the self employed folks out there. It really helps with getting a grasp on the ebbs and flows of income that come with the self employed life. It also helps with structural ideas about planning for your financial future. Very informative a...

    Fantastic and essential book for anyone who works for themselves. ...

    i think this would be a really good book for anyone who has never read anything about personal finance or who is just starting out freelancing. since i've been freelancing for 6(!) years now, i'd figured a few things out by trial and error. but it would have been nice to have this book...

    A great resource for people with irregular income, whether that means you're part-time, freelancing or self-employed. Authors teach a simple, scalable finance system that shows you how to make your money work for you so you can avoid the "feast or famine" lifestyle. Of course, the book...

    Some of the content in this book is stuff people should probably already know - but overall, this book is filled with useful information. Anyone with a not-so-regular job should probably at least skim through this because you're guaranteed to find some helpful tips. ...

    This is a very direct read, with plenty of exercises in it to reevaluate one's personal finances. Doing the exercises helps one to get the most out of this book. Even if you don't, and you aren't a freelancer (yet), this is still helpful to read. It is geared towards freelancers, so an...

    I wish I had known about this book years ago! Completely indispensable for freelancers and the self employed. I went through the entire book first and now will go back and complete the exercises. This book is a game changer. ...

    Very practical and useful guidance for independent contractors and the self-employed. The book is nicely peppered with humor too: "credit cards are the handmaidens of Satan." ...

    Very practical and helpful book for those of us in the gig economy! ...

    A "must" for freelancers. ...

    Good financial guidance for the not regularly employed, but also solid advice for all. ...

    A good book for a new freelancer or one who is not good with money. Valuable advice on saving and client relations. On the flip side, light on investment advice specifics in my opinion. Also seems to be assuming that all freelancers are under significant debt. ...

    I really liked this book, although I am not self-employed (yet!) though I plan to be in the (hopefully) not-too-distant future. I got this book at the library, but plan on buying it when I actually do become self-employed to have on hand. Actually, I just now noticed that it being give...

    I won this book in a Goodreads firstreads Giveaway. I have recieved the book last week, but no chance to read it yet. It is on the list to read soon. I am looking forward to learning something from it. OK - I am working my way through the book. I was looking forward to it, then I w...

    The authors of this book respect the freelancer's journey. They don't judge it. There is lots of good advice in this book about saving money, especially pertaining to online savings accounts and percentages. There is also good advice about understanding money. Money is not something to...

  • Christopher Obert
    Nov 07, 2010

    Just got this book last night, and I'm already halfway through. I've been freaking out about wrecking my finances when I become self-employed; this book reminds me that there's no magic to it. Figure out how much money you need for the stuff you need, and put that much aside when you h...

    This book is a veritable godsend for those of us who have non-traditional jobs with erratic and unpredictable income. Had this book existed three years ago it would have saved me two years of toil and struggle as I experimented with methods of achieving financial security as a self-emp...

    A decent primer on personal finances for the self-employed, aimed at freelancers and microbusiness owners. The advice is sound but quite basic. I'm already doing almost everything they advocate. It covers saving (for emergencies, taxes, and retirement), spending, and debt. It also b...

    A good introduction to personal finance for freelancers and the self-employed. However, it focused a little more on strategies for those with a lot credit card debt or overspending issues than I expected. Neither problem is an issue for me right now (and hopefully, not in the future). ...

    This was such a great book! It was very helpful in giving me direction and motivation. If you are just looking for a self-help type book that just throws out theories and tips, this is NOT the book for you. This book really makes you get hands on with your finances. Each chapter has di...

    Totally useful, though quite longwinded to get across a simple message. It's a how-to guide for managing your finances (especially how to save money longterm) if your income is variable and unpredictable, like freelancers and people employed part-time or who work for tips. The book ...

    Excellent! I highly recommend this book to all the self employed folks out there. It really helps with getting a grasp on the ebbs and flows of income that come with the self employed life. It also helps with structural ideas about planning for your financial future. Very informative a...

    Fantastic and essential book for anyone who works for themselves. ...

    i think this would be a really good book for anyone who has never read anything about personal finance or who is just starting out freelancing. since i've been freelancing for 6(!) years now, i'd figured a few things out by trial and error. but it would have been nice to have this book...

    A great resource for people with irregular income, whether that means you're part-time, freelancing or self-employed. Authors teach a simple, scalable finance system that shows you how to make your money work for you so you can avoid the "feast or famine" lifestyle. Of course, the book...

    Some of the content in this book is stuff people should probably already know - but overall, this book is filled with useful information. Anyone with a not-so-regular job should probably at least skim through this because you're guaranteed to find some helpful tips. ...

    This is a very direct read, with plenty of exercises in it to reevaluate one's personal finances. Doing the exercises helps one to get the most out of this book. Even if you don't, and you aren't a freelancer (yet), this is still helpful to read. It is geared towards freelancers, so an...

    I wish I had known about this book years ago! Completely indispensable for freelancers and the self employed. I went through the entire book first and now will go back and complete the exercises. This book is a game changer. ...

    Very practical and useful guidance for independent contractors and the self-employed. The book is nicely peppered with humor too: "credit cards are the handmaidens of Satan." ...

    Very practical and helpful book for those of us in the gig economy! ...

    A "must" for freelancers. ...

    Good financial guidance for the not regularly employed, but also solid advice for all. ...

    A good book for a new freelancer or one who is not good with money. Valuable advice on saving and client relations. On the flip side, light on investment advice specifics in my opinion. Also seems to be assuming that all freelancers are under significant debt. ...

    I really liked this book, although I am not self-employed (yet!) though I plan to be in the (hopefully) not-too-distant future. I got this book at the library, but plan on buying it when I actually do become self-employed to have on hand. Actually, I just now noticed that it being give...

    I won this book in a Goodreads firstreads Giveaway. I have recieved the book last week, but no chance to read it yet. It is on the list to read soon. I am looking forward to learning something from it. OK - I am working my way through the book. I was looking forward to it, then I w...

    The authors of this book respect the freelancer's journey. They don't judge it. There is lots of good advice in this book about saving money, especially pertaining to online savings accounts and percentages. There is also good advice about understanding money. Money is not something to...

    The Money Book for Freelancers, Part-Timers, and the Self-Employed is a straight-forward, accessible guide to managing an inconsistent income. The authors offer financial advice alongside personal anecdotes, which helps to make the book readable as well as informative. There is also an...

    I got this book through the give-a-away from here. Even though this was written for the self-employed it had a lot of practical advise the people with regular jobs could apply also. I found this a very easy to read in every day language with step by step guidelines to help manage your ...

    The Money Book for Freelancers, Part-Timers, and the Self-Employed by Joseph D'Agnese and Diane Kiernan is an excellent resource for everyone who chooses to work outside of the regular corporate world. The subtitle says it all: "The Only Personal Finance System for People with Not-So-R...

    Finally! A text useful for the (poor schmucks?) among us who don't have that steady paycheck every week or two (or month). I've read too many books regarding budgeting and such, but they assume everybody gets paid the same times and roughly the same rates each time. I'm so glad I found...

    I won this book from a goodreads.com giveaway. I really liked it. I have read over 25 books on personal finance and money and I feel like this book has encompassed much of what several other books have discussed. It is an "all in one handbook" and well written. I feel it is easy to fol...

    I can not recommend this book enough. When I first bought this book years ago, not everything applied to me. I took from it what I needed and put it away. Every few years, or when something changes in a big way, I pick up The Money Book and re-evaluate. Each time I read through it, I g...

    This book has it all. If you are just starting out in the world of self-employment or you are a long time outworker, you should be able to find something useful in this book. The book, in my opinion, is geared to the newly self-employed. It takes you by the hand and brings you step by ...

  • Cara
    Feb 02, 2011

    Just got this book last night, and I'm already halfway through. I've been freaking out about wrecking my finances when I become self-employed; this book reminds me that there's no magic to it. Figure out how much money you need for the stuff you need, and put that much aside when you h...

  • Teresa
    Jun 08, 2010

    Just got this book last night, and I'm already halfway through. I've been freaking out about wrecking my finances when I become self-employed; this book reminds me that there's no magic to it. Figure out how much money you need for the stuff you need, and put that much aside when you h...

    This book is a veritable godsend for those of us who have non-traditional jobs with erratic and unpredictable income. Had this book existed three years ago it would have saved me two years of toil and struggle as I experimented with methods of achieving financial security as a self-emp...

    A decent primer on personal finances for the self-employed, aimed at freelancers and microbusiness owners. The advice is sound but quite basic. I'm already doing almost everything they advocate. It covers saving (for emergencies, taxes, and retirement), spending, and debt. It also b...

    A good introduction to personal finance for freelancers and the self-employed. However, it focused a little more on strategies for those with a lot credit card debt or overspending issues than I expected. Neither problem is an issue for me right now (and hopefully, not in the future). ...

    This was such a great book! It was very helpful in giving me direction and motivation. If you are just looking for a self-help type book that just throws out theories and tips, this is NOT the book for you. This book really makes you get hands on with your finances. Each chapter has di...

    Totally useful, though quite longwinded to get across a simple message. It's a how-to guide for managing your finances (especially how to save money longterm) if your income is variable and unpredictable, like freelancers and people employed part-time or who work for tips. The book ...

    Excellent! I highly recommend this book to all the self employed folks out there. It really helps with getting a grasp on the ebbs and flows of income that come with the self employed life. It also helps with structural ideas about planning for your financial future. Very informative a...

    Fantastic and essential book for anyone who works for themselves. ...

    i think this would be a really good book for anyone who has never read anything about personal finance or who is just starting out freelancing. since i've been freelancing for 6(!) years now, i'd figured a few things out by trial and error. but it would have been nice to have this book...

    A great resource for people with irregular income, whether that means you're part-time, freelancing or self-employed. Authors teach a simple, scalable finance system that shows you how to make your money work for you so you can avoid the "feast or famine" lifestyle. Of course, the book...

    Some of the content in this book is stuff people should probably already know - but overall, this book is filled with useful information. Anyone with a not-so-regular job should probably at least skim through this because you're guaranteed to find some helpful tips. ...

    This is a very direct read, with plenty of exercises in it to reevaluate one's personal finances. Doing the exercises helps one to get the most out of this book. Even if you don't, and you aren't a freelancer (yet), this is still helpful to read. It is geared towards freelancers, so an...

    I wish I had known about this book years ago! Completely indispensable for freelancers and the self employed. I went through the entire book first and now will go back and complete the exercises. This book is a game changer. ...

    Very practical and useful guidance for independent contractors and the self-employed. The book is nicely peppered with humor too: "credit cards are the handmaidens of Satan." ...

    Very practical and helpful book for those of us in the gig economy! ...

    A "must" for freelancers. ...

    Good financial guidance for the not regularly employed, but also solid advice for all. ...

    A good book for a new freelancer or one who is not good with money. Valuable advice on saving and client relations. On the flip side, light on investment advice specifics in my opinion. Also seems to be assuming that all freelancers are under significant debt. ...

    I really liked this book, although I am not self-employed (yet!) though I plan to be in the (hopefully) not-too-distant future. I got this book at the library, but plan on buying it when I actually do become self-employed to have on hand. Actually, I just now noticed that it being give...

    I won this book in a Goodreads firstreads Giveaway. I have recieved the book last week, but no chance to read it yet. It is on the list to read soon. I am looking forward to learning something from it. OK - I am working my way through the book. I was looking forward to it, then I w...

    The authors of this book respect the freelancer's journey. They don't judge it. There is lots of good advice in this book about saving money, especially pertaining to online savings accounts and percentages. There is also good advice about understanding money. Money is not something to...

    The Money Book for Freelancers, Part-Timers, and the Self-Employed is a straight-forward, accessible guide to managing an inconsistent income. The authors offer financial advice alongside personal anecdotes, which helps to make the book readable as well as informative. There is also an...

    I got this book through the give-a-away from here. Even though this was written for the self-employed it had a lot of practical advise the people with regular jobs could apply also. I found this a very easy to read in every day language with step by step guidelines to help manage your ...

    The Money Book for Freelancers, Part-Timers, and the Self-Employed by Joseph D'Agnese and Diane Kiernan is an excellent resource for everyone who chooses to work outside of the regular corporate world. The subtitle says it all: "The Only Personal Finance System for People with Not-So-R...

    Finally! A text useful for the (poor schmucks?) among us who don't have that steady paycheck every week or two (or month). I've read too many books regarding budgeting and such, but they assume everybody gets paid the same times and roughly the same rates each time. I'm so glad I found...

    I won this book from a goodreads.com giveaway. I really liked it. I have read over 25 books on personal finance and money and I feel like this book has encompassed much of what several other books have discussed. It is an "all in one handbook" and well written. I feel it is easy to fol...

    I can not recommend this book enough. When I first bought this book years ago, not everything applied to me. I took from it what I needed and put it away. Every few years, or when something changes in a big way, I pick up The Money Book and re-evaluate. Each time I read through it, I g...

    This book has it all. If you are just starting out in the world of self-employment or you are a long time outworker, you should be able to find something useful in this book. The book, in my opinion, is geared to the newly self-employed. It takes you by the hand and brings you step by ...

    A stellar contribution to help freelancers, part-timers, and all those other weird designations for the non-traditionally employed. Their basic strategy is to desginate un-touchable accounts where income is *immediately* funneled away from a spending account. Then only spend from the s...

    I won this book and am so glad I did. The book was sent quickly and signed with a personal note by the authors. Even though this was written for the self-employed it had a lot of practical advise that people with regular jobs could use also. It was written in everyday language with s...

  • Lindsey
    Sep 25, 2016

    Just got this book last night, and I'm already halfway through. I've been freaking out about wrecking my finances when I become self-employed; this book reminds me that there's no magic to it. Figure out how much money you need for the stuff you need, and put that much aside when you h...

    This book is a veritable godsend for those of us who have non-traditional jobs with erratic and unpredictable income. Had this book existed three years ago it would have saved me two years of toil and struggle as I experimented with methods of achieving financial security as a self-emp...

    A decent primer on personal finances for the self-employed, aimed at freelancers and microbusiness owners. The advice is sound but quite basic. I'm already doing almost everything they advocate. It covers saving (for emergencies, taxes, and retirement), spending, and debt. It also b...

    A good introduction to personal finance for freelancers and the self-employed. However, it focused a little more on strategies for those with a lot credit card debt or overspending issues than I expected. Neither problem is an issue for me right now (and hopefully, not in the future). ...

    This was such a great book! It was very helpful in giving me direction and motivation. If you are just looking for a self-help type book that just throws out theories and tips, this is NOT the book for you. This book really makes you get hands on with your finances. Each chapter has di...

    Totally useful, though quite longwinded to get across a simple message. It's a how-to guide for managing your finances (especially how to save money longterm) if your income is variable and unpredictable, like freelancers and people employed part-time or who work for tips. The book ...

    Excellent! I highly recommend this book to all the self employed folks out there. It really helps with getting a grasp on the ebbs and flows of income that come with the self employed life. It also helps with structural ideas about planning for your financial future. Very informative a...

    Fantastic and essential book for anyone who works for themselves. ...

    i think this would be a really good book for anyone who has never read anything about personal finance or who is just starting out freelancing. since i've been freelancing for 6(!) years now, i'd figured a few things out by trial and error. but it would have been nice to have this book...

    A great resource for people with irregular income, whether that means you're part-time, freelancing or self-employed. Authors teach a simple, scalable finance system that shows you how to make your money work for you so you can avoid the "feast or famine" lifestyle. Of course, the book...

    Some of the content in this book is stuff people should probably already know - but overall, this book is filled with useful information. Anyone with a not-so-regular job should probably at least skim through this because you're guaranteed to find some helpful tips. ...

    This is a very direct read, with plenty of exercises in it to reevaluate one's personal finances. Doing the exercises helps one to get the most out of this book. Even if you don't, and you aren't a freelancer (yet), this is still helpful to read. It is geared towards freelancers, so an...

    I wish I had known about this book years ago! Completely indispensable for freelancers and the self employed. I went through the entire book first and now will go back and complete the exercises. This book is a game changer. ...

    Very practical and useful guidance for independent contractors and the self-employed. The book is nicely peppered with humor too: "credit cards are the handmaidens of Satan." ...

    Very practical and helpful book for those of us in the gig economy! ...

    A "must" for freelancers. ...

    Good financial guidance for the not regularly employed, but also solid advice for all. ...

    A good book for a new freelancer or one who is not good with money. Valuable advice on saving and client relations. On the flip side, light on investment advice specifics in my opinion. Also seems to be assuming that all freelancers are under significant debt. ...

    I really liked this book, although I am not self-employed (yet!) though I plan to be in the (hopefully) not-too-distant future. I got this book at the library, but plan on buying it when I actually do become self-employed to have on hand. Actually, I just now noticed that it being give...

    I won this book in a Goodreads firstreads Giveaway. I have recieved the book last week, but no chance to read it yet. It is on the list to read soon. I am looking forward to learning something from it. OK - I am working my way through the book. I was looking forward to it, then I w...

    The authors of this book respect the freelancer's journey. They don't judge it. There is lots of good advice in this book about saving money, especially pertaining to online savings accounts and percentages. There is also good advice about understanding money. Money is not something to...

    The Money Book for Freelancers, Part-Timers, and the Self-Employed is a straight-forward, accessible guide to managing an inconsistent income. The authors offer financial advice alongside personal anecdotes, which helps to make the book readable as well as informative. There is also an...

    I got this book through the give-a-away from here. Even though this was written for the self-employed it had a lot of practical advise the people with regular jobs could apply also. I found this a very easy to read in every day language with step by step guidelines to help manage your ...

    The Money Book for Freelancers, Part-Timers, and the Self-Employed by Joseph D'Agnese and Diane Kiernan is an excellent resource for everyone who chooses to work outside of the regular corporate world. The subtitle says it all: "The Only Personal Finance System for People with Not-So-R...

    Finally! A text useful for the (poor schmucks?) among us who don't have that steady paycheck every week or two (or month). I've read too many books regarding budgeting and such, but they assume everybody gets paid the same times and roughly the same rates each time. I'm so glad I found...

    I won this book from a goodreads.com giveaway. I really liked it. I have read over 25 books on personal finance and money and I feel like this book has encompassed much of what several other books have discussed. It is an "all in one handbook" and well written. I feel it is easy to fol...

    I can not recommend this book enough. When I first bought this book years ago, not everything applied to me. I took from it what I needed and put it away. Every few years, or when something changes in a big way, I pick up The Money Book and re-evaluate. Each time I read through it, I g...

  • Michael Starghill
    Aug 12, 2017

    Just got this book last night, and I'm already halfway through. I've been freaking out about wrecking my finances when I become self-employed; this book reminds me that there's no magic to it. Figure out how much money you need for the stuff you need, and put that much aside when you h...

    This book is a veritable godsend for those of us who have non-traditional jobs with erratic and unpredictable income. Had this book existed three years ago it would have saved me two years of toil and struggle as I experimented with methods of achieving financial security as a self-emp...

    A decent primer on personal finances for the self-employed, aimed at freelancers and microbusiness owners. The advice is sound but quite basic. I'm already doing almost everything they advocate. It covers saving (for emergencies, taxes, and retirement), spending, and debt. It also b...

    A good introduction to personal finance for freelancers and the self-employed. However, it focused a little more on strategies for those with a lot credit card debt or overspending issues than I expected. Neither problem is an issue for me right now (and hopefully, not in the future). ...

    This was such a great book! It was very helpful in giving me direction and motivation. If you are just looking for a self-help type book that just throws out theories and tips, this is NOT the book for you. This book really makes you get hands on with your finances. Each chapter has di...

    Totally useful, though quite longwinded to get across a simple message. It's a how-to guide for managing your finances (especially how to save money longterm) if your income is variable and unpredictable, like freelancers and people employed part-time or who work for tips. The book ...

    Excellent! I highly recommend this book to all the self employed folks out there. It really helps with getting a grasp on the ebbs and flows of income that come with the self employed life. It also helps with structural ideas about planning for your financial future. Very informative a...

  • Zach
    Jan 29, 2018

    Just got this book last night, and I'm already halfway through. I've been freaking out about wrecking my finances when I become self-employed; this book reminds me that there's no magic to it. Figure out how much money you need for the stuff you need, and put that much aside when you h...

    This book is a veritable godsend for those of us who have non-traditional jobs with erratic and unpredictable income. Had this book existed three years ago it would have saved me two years of toil and struggle as I experimented with methods of achieving financial security as a self-emp...

    A decent primer on personal finances for the self-employed, aimed at freelancers and microbusiness owners. The advice is sound but quite basic. I'm already doing almost everything they advocate. It covers saving (for emergencies, taxes, and retirement), spending, and debt. It also b...

    A good introduction to personal finance for freelancers and the self-employed. However, it focused a little more on strategies for those with a lot credit card debt or overspending issues than I expected. Neither problem is an issue for me right now (and hopefully, not in the future). ...

    This was such a great book! It was very helpful in giving me direction and motivation. If you are just looking for a self-help type book that just throws out theories and tips, this is NOT the book for you. This book really makes you get hands on with your finances. Each chapter has di...

    Totally useful, though quite longwinded to get across a simple message. It's a how-to guide for managing your finances (especially how to save money longterm) if your income is variable and unpredictable, like freelancers and people employed part-time or who work for tips. The book ...

    Excellent! I highly recommend this book to all the self employed folks out there. It really helps with getting a grasp on the ebbs and flows of income that come with the self employed life. It also helps with structural ideas about planning for your financial future. Very informative a...

    Fantastic and essential book for anyone who works for themselves. ...

    i think this would be a really good book for anyone who has never read anything about personal finance or who is just starting out freelancing. since i've been freelancing for 6(!) years now, i'd figured a few things out by trial and error. but it would have been nice to have this book...

    A great resource for people with irregular income, whether that means you're part-time, freelancing or self-employed. Authors teach a simple, scalable finance system that shows you how to make your money work for you so you can avoid the "feast or famine" lifestyle. Of course, the book...

    Some of the content in this book is stuff people should probably already know - but overall, this book is filled with useful information. Anyone with a not-so-regular job should probably at least skim through this because you're guaranteed to find some helpful tips. ...

    This is a very direct read, with plenty of exercises in it to reevaluate one's personal finances. Doing the exercises helps one to get the most out of this book. Even if you don't, and you aren't a freelancer (yet), this is still helpful to read. It is geared towards freelancers, so an...

    I wish I had known about this book years ago! Completely indispensable for freelancers and the self employed. I went through the entire book first and now will go back and complete the exercises. This book is a game changer. ...

    Very practical and useful guidance for independent contractors and the self-employed. The book is nicely peppered with humor too: "credit cards are the handmaidens of Satan." ...

    Very practical and helpful book for those of us in the gig economy! ...

    A "must" for freelancers. ...

  • Belea Keeney
    Mar 02, 2013

    Just got this book last night, and I'm already halfway through. I've been freaking out about wrecking my finances when I become self-employed; this book reminds me that there's no magic to it. Figure out how much money you need for the stuff you need, and put that much aside when you h...

    This book is a veritable godsend for those of us who have non-traditional jobs with erratic and unpredictable income. Had this book existed three years ago it would have saved me two years of toil and struggle as I experimented with methods of achieving financial security as a self-emp...

    A decent primer on personal finances for the self-employed, aimed at freelancers and microbusiness owners. The advice is sound but quite basic. I'm already doing almost everything they advocate. It covers saving (for emergencies, taxes, and retirement), spending, and debt. It also b...

    A good introduction to personal finance for freelancers and the self-employed. However, it focused a little more on strategies for those with a lot credit card debt or overspending issues than I expected. Neither problem is an issue for me right now (and hopefully, not in the future). ...

    This was such a great book! It was very helpful in giving me direction and motivation. If you are just looking for a self-help type book that just throws out theories and tips, this is NOT the book for you. This book really makes you get hands on with your finances. Each chapter has di...

    Totally useful, though quite longwinded to get across a simple message. It's a how-to guide for managing your finances (especially how to save money longterm) if your income is variable and unpredictable, like freelancers and people employed part-time or who work for tips. The book ...

    Excellent! I highly recommend this book to all the self employed folks out there. It really helps with getting a grasp on the ebbs and flows of income that come with the self employed life. It also helps with structural ideas about planning for your financial future. Very informative a...

    Fantastic and essential book for anyone who works for themselves. ...

    i think this would be a really good book for anyone who has never read anything about personal finance or who is just starting out freelancing. since i've been freelancing for 6(!) years now, i'd figured a few things out by trial and error. but it would have been nice to have this book...

    A great resource for people with irregular income, whether that means you're part-time, freelancing or self-employed. Authors teach a simple, scalable finance system that shows you how to make your money work for you so you can avoid the "feast or famine" lifestyle. Of course, the book...

    Some of the content in this book is stuff people should probably already know - but overall, this book is filled with useful information. Anyone with a not-so-regular job should probably at least skim through this because you're guaranteed to find some helpful tips. ...

    This is a very direct read, with plenty of exercises in it to reevaluate one's personal finances. Doing the exercises helps one to get the most out of this book. Even if you don't, and you aren't a freelancer (yet), this is still helpful to read. It is geared towards freelancers, so an...

    I wish I had known about this book years ago! Completely indispensable for freelancers and the self employed. I went through the entire book first and now will go back and complete the exercises. This book is a game changer. ...

    Very practical and useful guidance for independent contractors and the self-employed. The book is nicely peppered with humor too: "credit cards are the handmaidens of Satan." ...

    Very practical and helpful book for those of us in the gig economy! ...

    A "must" for freelancers. ...

    Good financial guidance for the not regularly employed, but also solid advice for all. ...

    A good book for a new freelancer or one who is not good with money. Valuable advice on saving and client relations. On the flip side, light on investment advice specifics in my opinion. Also seems to be assuming that all freelancers are under significant debt. ...

    I really liked this book, although I am not self-employed (yet!) though I plan to be in the (hopefully) not-too-distant future. I got this book at the library, but plan on buying it when I actually do become self-employed to have on hand. Actually, I just now noticed that it being give...

    I won this book in a Goodreads firstreads Giveaway. I have recieved the book last week, but no chance to read it yet. It is on the list to read soon. I am looking forward to learning something from it. OK - I am working my way through the book. I was looking forward to it, then I w...

    The authors of this book respect the freelancer's journey. They don't judge it. There is lots of good advice in this book about saving money, especially pertaining to online savings accounts and percentages. There is also good advice about understanding money. Money is not something to...

    The Money Book for Freelancers, Part-Timers, and the Self-Employed is a straight-forward, accessible guide to managing an inconsistent income. The authors offer financial advice alongside personal anecdotes, which helps to make the book readable as well as informative. There is also an...

    I got this book through the give-a-away from here. Even though this was written for the self-employed it had a lot of practical advise the people with regular jobs could apply also. I found this a very easy to read in every day language with step by step guidelines to help manage your ...

    The Money Book for Freelancers, Part-Timers, and the Self-Employed by Joseph D'Agnese and Diane Kiernan is an excellent resource for everyone who chooses to work outside of the regular corporate world. The subtitle says it all: "The Only Personal Finance System for People with Not-So-R...

    Finally! A text useful for the (poor schmucks?) among us who don't have that steady paycheck every week or two (or month). I've read too many books regarding budgeting and such, but they assume everybody gets paid the same times and roughly the same rates each time. I'm so glad I found...

    I won this book from a goodreads.com giveaway. I really liked it. I have read over 25 books on personal finance and money and I feel like this book has encompassed much of what several other books have discussed. It is an "all in one handbook" and well written. I feel it is easy to fol...

    I can not recommend this book enough. When I first bought this book years ago, not everything applied to me. I took from it what I needed and put it away. Every few years, or when something changes in a big way, I pick up The Money Book and re-evaluate. Each time I read through it, I g...

    This book has it all. If you are just starting out in the world of self-employment or you are a long time outworker, you should be able to find something useful in this book. The book, in my opinion, is geared to the newly self-employed. It takes you by the hand and brings you step by ...

    A stellar contribution to help freelancers, part-timers, and all those other weird designations for the non-traditionally employed. Their basic strategy is to desginate un-touchable accounts where income is *immediately* funneled away from a spending account. Then only spend from the s...

  • PopcornReads
    Jan 18, 2012

    Just got this book last night, and I'm already halfway through. I've been freaking out about wrecking my finances when I become self-employed; this book reminds me that there's no magic to it. Figure out how much money you need for the stuff you need, and put that much aside when you h...

    This book is a veritable godsend for those of us who have non-traditional jobs with erratic and unpredictable income. Had this book existed three years ago it would have saved me two years of toil and struggle as I experimented with methods of achieving financial security as a self-emp...

    A decent primer on personal finances for the self-employed, aimed at freelancers and microbusiness owners. The advice is sound but quite basic. I'm already doing almost everything they advocate. It covers saving (for emergencies, taxes, and retirement), spending, and debt. It also b...

    A good introduction to personal finance for freelancers and the self-employed. However, it focused a little more on strategies for those with a lot credit card debt or overspending issues than I expected. Neither problem is an issue for me right now (and hopefully, not in the future). ...

    This was such a great book! It was very helpful in giving me direction and motivation. If you are just looking for a self-help type book that just throws out theories and tips, this is NOT the book for you. This book really makes you get hands on with your finances. Each chapter has di...

    Totally useful, though quite longwinded to get across a simple message. It's a how-to guide for managing your finances (especially how to save money longterm) if your income is variable and unpredictable, like freelancers and people employed part-time or who work for tips. The book ...

    Excellent! I highly recommend this book to all the self employed folks out there. It really helps with getting a grasp on the ebbs and flows of income that come with the self employed life. It also helps with structural ideas about planning for your financial future. Very informative a...

    Fantastic and essential book for anyone who works for themselves. ...

    i think this would be a really good book for anyone who has never read anything about personal finance or who is just starting out freelancing. since i've been freelancing for 6(!) years now, i'd figured a few things out by trial and error. but it would have been nice to have this book...

    A great resource for people with irregular income, whether that means you're part-time, freelancing or self-employed. Authors teach a simple, scalable finance system that shows you how to make your money work for you so you can avoid the "feast or famine" lifestyle. Of course, the book...

    Some of the content in this book is stuff people should probably already know - but overall, this book is filled with useful information. Anyone with a not-so-regular job should probably at least skim through this because you're guaranteed to find some helpful tips. ...

    This is a very direct read, with plenty of exercises in it to reevaluate one's personal finances. Doing the exercises helps one to get the most out of this book. Even if you don't, and you aren't a freelancer (yet), this is still helpful to read. It is geared towards freelancers, so an...

    I wish I had known about this book years ago! Completely indispensable for freelancers and the self employed. I went through the entire book first and now will go back and complete the exercises. This book is a game changer. ...

    Very practical and useful guidance for independent contractors and the self-employed. The book is nicely peppered with humor too: "credit cards are the handmaidens of Satan." ...

    Very practical and helpful book for those of us in the gig economy! ...

    A "must" for freelancers. ...

    Good financial guidance for the not regularly employed, but also solid advice for all. ...

    A good book for a new freelancer or one who is not good with money. Valuable advice on saving and client relations. On the flip side, light on investment advice specifics in my opinion. Also seems to be assuming that all freelancers are under significant debt. ...

    I really liked this book, although I am not self-employed (yet!) though I plan to be in the (hopefully) not-too-distant future. I got this book at the library, but plan on buying it when I actually do become self-employed to have on hand. Actually, I just now noticed that it being give...

    I won this book in a Goodreads firstreads Giveaway. I have recieved the book last week, but no chance to read it yet. It is on the list to read soon. I am looking forward to learning something from it. OK - I am working my way through the book. I was looking forward to it, then I w...

    The authors of this book respect the freelancer's journey. They don't judge it. There is lots of good advice in this book about saving money, especially pertaining to online savings accounts and percentages. There is also good advice about understanding money. Money is not something to...

    The Money Book for Freelancers, Part-Timers, and the Self-Employed is a straight-forward, accessible guide to managing an inconsistent income. The authors offer financial advice alongside personal anecdotes, which helps to make the book readable as well as informative. There is also an...

    I got this book through the give-a-away from here. Even though this was written for the self-employed it had a lot of practical advise the people with regular jobs could apply also. I found this a very easy to read in every day language with step by step guidelines to help manage your ...

    The Money Book for Freelancers, Part-Timers, and the Self-Employed by Joseph D'Agnese and Diane Kiernan is an excellent resource for everyone who chooses to work outside of the regular corporate world. The subtitle says it all: "The Only Personal Finance System for People with Not-So-R...

  • Miriam
    Jan 18, 2012

    Just got this book last night, and I'm already halfway through. I've been freaking out about wrecking my finances when I become self-employed; this book reminds me that there's no magic to it. Figure out how much money you need for the stuff you need, and put that much aside when you h...

    This book is a veritable godsend for those of us who have non-traditional jobs with erratic and unpredictable income. Had this book existed three years ago it would have saved me two years of toil and struggle as I experimented with methods of achieving financial security as a self-emp...

    A decent primer on personal finances for the self-employed, aimed at freelancers and microbusiness owners. The advice is sound but quite basic. I'm already doing almost everything they advocate. It covers saving (for emergencies, taxes, and retirement), spending, and debt. It also b...

    A good introduction to personal finance for freelancers and the self-employed. However, it focused a little more on strategies for those with a lot credit card debt or overspending issues than I expected. Neither problem is an issue for me right now (and hopefully, not in the future). ...

    This was such a great book! It was very helpful in giving me direction and motivation. If you are just looking for a self-help type book that just throws out theories and tips, this is NOT the book for you. This book really makes you get hands on with your finances. Each chapter has di...

    Totally useful, though quite longwinded to get across a simple message. It's a how-to guide for managing your finances (especially how to save money longterm) if your income is variable and unpredictable, like freelancers and people employed part-time or who work for tips. The book ...

    Excellent! I highly recommend this book to all the self employed folks out there. It really helps with getting a grasp on the ebbs and flows of income that come with the self employed life. It also helps with structural ideas about planning for your financial future. Very informative a...

    Fantastic and essential book for anyone who works for themselves. ...

    i think this would be a really good book for anyone who has never read anything about personal finance or who is just starting out freelancing. since i've been freelancing for 6(!) years now, i'd figured a few things out by trial and error. but it would have been nice to have this book...

    A great resource for people with irregular income, whether that means you're part-time, freelancing or self-employed. Authors teach a simple, scalable finance system that shows you how to make your money work for you so you can avoid the "feast or famine" lifestyle. Of course, the book...

    Some of the content in this book is stuff people should probably already know - but overall, this book is filled with useful information. Anyone with a not-so-regular job should probably at least skim through this because you're guaranteed to find some helpful tips. ...

    This is a very direct read, with plenty of exercises in it to reevaluate one's personal finances. Doing the exercises helps one to get the most out of this book. Even if you don't, and you aren't a freelancer (yet), this is still helpful to read. It is geared towards freelancers, so an...

    I wish I had known about this book years ago! Completely indispensable for freelancers and the self employed. I went through the entire book first and now will go back and complete the exercises. This book is a game changer. ...

    Very practical and useful guidance for independent contractors and the self-employed. The book is nicely peppered with humor too: "credit cards are the handmaidens of Satan." ...

    Very practical and helpful book for those of us in the gig economy! ...

    A "must" for freelancers. ...

    Good financial guidance for the not regularly employed, but also solid advice for all. ...

    A good book for a new freelancer or one who is not good with money. Valuable advice on saving and client relations. On the flip side, light on investment advice specifics in my opinion. Also seems to be assuming that all freelancers are under significant debt. ...

    I really liked this book, although I am not self-employed (yet!) though I plan to be in the (hopefully) not-too-distant future. I got this book at the library, but plan on buying it when I actually do become self-employed to have on hand. Actually, I just now noticed that it being give...

    I won this book in a Goodreads firstreads Giveaway. I have recieved the book last week, but no chance to read it yet. It is on the list to read soon. I am looking forward to learning something from it. OK - I am working my way through the book. I was looking forward to it, then I w...

    The authors of this book respect the freelancer's journey. They don't judge it. There is lots of good advice in this book about saving money, especially pertaining to online savings accounts and percentages. There is also good advice about understanding money. Money is not something to...

    The Money Book for Freelancers, Part-Timers, and the Self-Employed is a straight-forward, accessible guide to managing an inconsistent income. The authors offer financial advice alongside personal anecdotes, which helps to make the book readable as well as informative. There is also an...

  • Brenda
    Jan 04, 2017

    Just got this book last night, and I'm already halfway through. I've been freaking out about wrecking my finances when I become self-employed; this book reminds me that there's no magic to it. Figure out how much money you need for the stuff you need, and put that much aside when you h...

    This book is a veritable godsend for those of us who have non-traditional jobs with erratic and unpredictable income. Had this book existed three years ago it would have saved me two years of toil and struggle as I experimented with methods of achieving financial security as a self-emp...

    A decent primer on personal finances for the self-employed, aimed at freelancers and microbusiness owners. The advice is sound but quite basic. I'm already doing almost everything they advocate. It covers saving (for emergencies, taxes, and retirement), spending, and debt. It also b...

    A good introduction to personal finance for freelancers and the self-employed. However, it focused a little more on strategies for those with a lot credit card debt or overspending issues than I expected. Neither problem is an issue for me right now (and hopefully, not in the future). ...

    This was such a great book! It was very helpful in giving me direction and motivation. If you are just looking for a self-help type book that just throws out theories and tips, this is NOT the book for you. This book really makes you get hands on with your finances. Each chapter has di...

    Totally useful, though quite longwinded to get across a simple message. It's a how-to guide for managing your finances (especially how to save money longterm) if your income is variable and unpredictable, like freelancers and people employed part-time or who work for tips. The book ...

    Excellent! I highly recommend this book to all the self employed folks out there. It really helps with getting a grasp on the ebbs and flows of income that come with the self employed life. It also helps with structural ideas about planning for your financial future. Very informative a...

    Fantastic and essential book for anyone who works for themselves. ...

    i think this would be a really good book for anyone who has never read anything about personal finance or who is just starting out freelancing. since i've been freelancing for 6(!) years now, i'd figured a few things out by trial and error. but it would have been nice to have this book...

    A great resource for people with irregular income, whether that means you're part-time, freelancing or self-employed. Authors teach a simple, scalable finance system that shows you how to make your money work for you so you can avoid the "feast or famine" lifestyle. Of course, the book...

    Some of the content in this book is stuff people should probably already know - but overall, this book is filled with useful information. Anyone with a not-so-regular job should probably at least skim through this because you're guaranteed to find some helpful tips. ...

    This is a very direct read, with plenty of exercises in it to reevaluate one's personal finances. Doing the exercises helps one to get the most out of this book. Even if you don't, and you aren't a freelancer (yet), this is still helpful to read. It is geared towards freelancers, so an...

    I wish I had known about this book years ago! Completely indispensable for freelancers and the self employed. I went through the entire book first and now will go back and complete the exercises. This book is a game changer. ...

    Very practical and useful guidance for independent contractors and the self-employed. The book is nicely peppered with humor too: "credit cards are the handmaidens of Satan." ...

  • Stephanie
    Jan 23, 2012

    Just got this book last night, and I'm already halfway through. I've been freaking out about wrecking my finances when I become self-employed; this book reminds me that there's no magic to it. Figure out how much money you need for the stuff you need, and put that much aside when you h...

    This book is a veritable godsend for those of us who have non-traditional jobs with erratic and unpredictable income. Had this book existed three years ago it would have saved me two years of toil and struggle as I experimented with methods of achieving financial security as a self-emp...

    A decent primer on personal finances for the self-employed, aimed at freelancers and microbusiness owners. The advice is sound but quite basic. I'm already doing almost everything they advocate. It covers saving (for emergencies, taxes, and retirement), spending, and debt. It also b...

    A good introduction to personal finance for freelancers and the self-employed. However, it focused a little more on strategies for those with a lot credit card debt or overspending issues than I expected. Neither problem is an issue for me right now (and hopefully, not in the future). ...

    This was such a great book! It was very helpful in giving me direction and motivation. If you are just looking for a self-help type book that just throws out theories and tips, this is NOT the book for you. This book really makes you get hands on with your finances. Each chapter has di...

    Totally useful, though quite longwinded to get across a simple message. It's a how-to guide for managing your finances (especially how to save money longterm) if your income is variable and unpredictable, like freelancers and people employed part-time or who work for tips. The book ...

    Excellent! I highly recommend this book to all the self employed folks out there. It really helps with getting a grasp on the ebbs and flows of income that come with the self employed life. It also helps with structural ideas about planning for your financial future. Very informative a...

    Fantastic and essential book for anyone who works for themselves. ...

    i think this would be a really good book for anyone who has never read anything about personal finance or who is just starting out freelancing. since i've been freelancing for 6(!) years now, i'd figured a few things out by trial and error. but it would have been nice to have this book...

    A great resource for people with irregular income, whether that means you're part-time, freelancing or self-employed. Authors teach a simple, scalable finance system that shows you how to make your money work for you so you can avoid the "feast or famine" lifestyle. Of course, the book...

    Some of the content in this book is stuff people should probably already know - but overall, this book is filled with useful information. Anyone with a not-so-regular job should probably at least skim through this because you're guaranteed to find some helpful tips. ...

    This is a very direct read, with plenty of exercises in it to reevaluate one's personal finances. Doing the exercises helps one to get the most out of this book. Even if you don't, and you aren't a freelancer (yet), this is still helpful to read. It is geared towards freelancers, so an...

    I wish I had known about this book years ago! Completely indispensable for freelancers and the self employed. I went through the entire book first and now will go back and complete the exercises. This book is a game changer. ...

    Very practical and useful guidance for independent contractors and the self-employed. The book is nicely peppered with humor too: "credit cards are the handmaidens of Satan." ...

    Very practical and helpful book for those of us in the gig economy! ...

    A "must" for freelancers. ...

    Good financial guidance for the not regularly employed, but also solid advice for all. ...

    A good book for a new freelancer or one who is not good with money. Valuable advice on saving and client relations. On the flip side, light on investment advice specifics in my opinion. Also seems to be assuming that all freelancers are under significant debt. ...

    I really liked this book, although I am not self-employed (yet!) though I plan to be in the (hopefully) not-too-distant future. I got this book at the library, but plan on buying it when I actually do become self-employed to have on hand. Actually, I just now noticed that it being give...

    I won this book in a Goodreads firstreads Giveaway. I have recieved the book last week, but no chance to read it yet. It is on the list to read soon. I am looking forward to learning something from it. OK - I am working my way through the book. I was looking forward to it, then I w...

    The authors of this book respect the freelancer's journey. They don't judge it. There is lots of good advice in this book about saving money, especially pertaining to online savings accounts and percentages. There is also good advice about understanding money. Money is not something to...

    The Money Book for Freelancers, Part-Timers, and the Self-Employed is a straight-forward, accessible guide to managing an inconsistent income. The authors offer financial advice alongside personal anecdotes, which helps to make the book readable as well as informative. There is also an...

    I got this book through the give-a-away from here. Even though this was written for the self-employed it had a lot of practical advise the people with regular jobs could apply also. I found this a very easy to read in every day language with step by step guidelines to help manage your ...

    The Money Book for Freelancers, Part-Timers, and the Self-Employed by Joseph D'Agnese and Diane Kiernan is an excellent resource for everyone who chooses to work outside of the regular corporate world. The subtitle says it all: "The Only Personal Finance System for People with Not-So-R...

    Finally! A text useful for the (poor schmucks?) among us who don't have that steady paycheck every week or two (or month). I've read too many books regarding budgeting and such, but they assume everybody gets paid the same times and roughly the same rates each time. I'm so glad I found...

    I won this book from a goodreads.com giveaway. I really liked it. I have read over 25 books on personal finance and money and I feel like this book has encompassed much of what several other books have discussed. It is an "all in one handbook" and well written. I feel it is easy to fol...

  • Michele
    Dec 06, 2012

    Just got this book last night, and I'm already halfway through. I've been freaking out about wrecking my finances when I become self-employed; this book reminds me that there's no magic to it. Figure out how much money you need for the stuff you need, and put that much aside when you h...

    This book is a veritable godsend for those of us who have non-traditional jobs with erratic and unpredictable income. Had this book existed three years ago it would have saved me two years of toil and struggle as I experimented with methods of achieving financial security as a self-emp...

    A decent primer on personal finances for the self-employed, aimed at freelancers and microbusiness owners. The advice is sound but quite basic. I'm already doing almost everything they advocate. It covers saving (for emergencies, taxes, and retirement), spending, and debt. It also b...

    A good introduction to personal finance for freelancers and the self-employed. However, it focused a little more on strategies for those with a lot credit card debt or overspending issues than I expected. Neither problem is an issue for me right now (and hopefully, not in the future). ...

    This was such a great book! It was very helpful in giving me direction and motivation. If you are just looking for a self-help type book that just throws out theories and tips, this is NOT the book for you. This book really makes you get hands on with your finances. Each chapter has di...

    Totally useful, though quite longwinded to get across a simple message. It's a how-to guide for managing your finances (especially how to save money longterm) if your income is variable and unpredictable, like freelancers and people employed part-time or who work for tips. The book ...

    Excellent! I highly recommend this book to all the self employed folks out there. It really helps with getting a grasp on the ebbs and flows of income that come with the self employed life. It also helps with structural ideas about planning for your financial future. Very informative a...

    Fantastic and essential book for anyone who works for themselves. ...

    i think this would be a really good book for anyone who has never read anything about personal finance or who is just starting out freelancing. since i've been freelancing for 6(!) years now, i'd figured a few things out by trial and error. but it would have been nice to have this book...

    A great resource for people with irregular income, whether that means you're part-time, freelancing or self-employed. Authors teach a simple, scalable finance system that shows you how to make your money work for you so you can avoid the "feast or famine" lifestyle. Of course, the book...

  • Kat
    Dec 05, 2012

    Just got this book last night, and I'm already halfway through. I've been freaking out about wrecking my finances when I become self-employed; this book reminds me that there's no magic to it. Figure out how much money you need for the stuff you need, and put that much aside when you h...

    This book is a veritable godsend for those of us who have non-traditional jobs with erratic and unpredictable income. Had this book existed three years ago it would have saved me two years of toil and struggle as I experimented with methods of achieving financial security as a self-emp...

    A decent primer on personal finances for the self-employed, aimed at freelancers and microbusiness owners. The advice is sound but quite basic. I'm already doing almost everything they advocate. It covers saving (for emergencies, taxes, and retirement), spending, and debt. It also b...

    A good introduction to personal finance for freelancers and the self-employed. However, it focused a little more on strategies for those with a lot credit card debt or overspending issues than I expected. Neither problem is an issue for me right now (and hopefully, not in the future). ...

    This was such a great book! It was very helpful in giving me direction and motivation. If you are just looking for a self-help type book that just throws out theories and tips, this is NOT the book for you. This book really makes you get hands on with your finances. Each chapter has di...

  • Christine
    Jul 22, 2018

    Just got this book last night, and I'm already halfway through. I've been freaking out about wrecking my finances when I become self-employed; this book reminds me that there's no magic to it. Figure out how much money you need for the stuff you need, and put that much aside when you h...

    This book is a veritable godsend for those of us who have non-traditional jobs with erratic and unpredictable income. Had this book existed three years ago it would have saved me two years of toil and struggle as I experimented with methods of achieving financial security as a self-emp...

    A decent primer on personal finances for the self-employed, aimed at freelancers and microbusiness owners. The advice is sound but quite basic. I'm already doing almost everything they advocate. It covers saving (for emergencies, taxes, and retirement), spending, and debt. It also b...

    A good introduction to personal finance for freelancers and the self-employed. However, it focused a little more on strategies for those with a lot credit card debt or overspending issues than I expected. Neither problem is an issue for me right now (and hopefully, not in the future). ...

    This was such a great book! It was very helpful in giving me direction and motivation. If you are just looking for a self-help type book that just throws out theories and tips, this is NOT the book for you. This book really makes you get hands on with your finances. Each chapter has di...

    Totally useful, though quite longwinded to get across a simple message. It's a how-to guide for managing your finances (especially how to save money longterm) if your income is variable and unpredictable, like freelancers and people employed part-time or who work for tips. The book ...

    Excellent! I highly recommend this book to all the self employed folks out there. It really helps with getting a grasp on the ebbs and flows of income that come with the self employed life. It also helps with structural ideas about planning for your financial future. Very informative a...

    Fantastic and essential book for anyone who works for themselves. ...

    i think this would be a really good book for anyone who has never read anything about personal finance or who is just starting out freelancing. since i've been freelancing for 6(!) years now, i'd figured a few things out by trial and error. but it would have been nice to have this book...

    A great resource for people with irregular income, whether that means you're part-time, freelancing or self-employed. Authors teach a simple, scalable finance system that shows you how to make your money work for you so you can avoid the "feast or famine" lifestyle. Of course, the book...

    Some of the content in this book is stuff people should probably already know - but overall, this book is filled with useful information. Anyone with a not-so-regular job should probably at least skim through this because you're guaranteed to find some helpful tips. ...

    This is a very direct read, with plenty of exercises in it to reevaluate one's personal finances. Doing the exercises helps one to get the most out of this book. Even if you don't, and you aren't a freelancer (yet), this is still helpful to read. It is geared towards freelancers, so an...

    I wish I had known about this book years ago! Completely indispensable for freelancers and the self employed. I went through the entire book first and now will go back and complete the exercises. This book is a game changer. ...

    Very practical and useful guidance for independent contractors and the self-employed. The book is nicely peppered with humor too: "credit cards are the handmaidens of Satan." ...

    Very practical and helpful book for those of us in the gig economy! ...

    A "must" for freelancers. ...

    Good financial guidance for the not regularly employed, but also solid advice for all. ...

  • Lisa Mccoy
    Mar 31, 2018

    Just got this book last night, and I'm already halfway through. I've been freaking out about wrecking my finances when I become self-employed; this book reminds me that there's no magic to it. Figure out how much money you need for the stuff you need, and put that much aside when you h...

    This book is a veritable godsend for those of us who have non-traditional jobs with erratic and unpredictable income. Had this book existed three years ago it would have saved me two years of toil and struggle as I experimented with methods of achieving financial security as a self-emp...

    A decent primer on personal finances for the self-employed, aimed at freelancers and microbusiness owners. The advice is sound but quite basic. I'm already doing almost everything they advocate. It covers saving (for emergencies, taxes, and retirement), spending, and debt. It also b...

    A good introduction to personal finance for freelancers and the self-employed. However, it focused a little more on strategies for those with a lot credit card debt or overspending issues than I expected. Neither problem is an issue for me right now (and hopefully, not in the future). ...

    This was such a great book! It was very helpful in giving me direction and motivation. If you are just looking for a self-help type book that just throws out theories and tips, this is NOT the book for you. This book really makes you get hands on with your finances. Each chapter has di...

    Totally useful, though quite longwinded to get across a simple message. It's a how-to guide for managing your finances (especially how to save money longterm) if your income is variable and unpredictable, like freelancers and people employed part-time or who work for tips. The book ...

    Excellent! I highly recommend this book to all the self employed folks out there. It really helps with getting a grasp on the ebbs and flows of income that come with the self employed life. It also helps with structural ideas about planning for your financial future. Very informative a...

    Fantastic and essential book for anyone who works for themselves. ...

    i think this would be a really good book for anyone who has never read anything about personal finance or who is just starting out freelancing. since i've been freelancing for 6(!) years now, i'd figured a few things out by trial and error. but it would have been nice to have this book...

    A great resource for people with irregular income, whether that means you're part-time, freelancing or self-employed. Authors teach a simple, scalable finance system that shows you how to make your money work for you so you can avoid the "feast or famine" lifestyle. Of course, the book...

    Some of the content in this book is stuff people should probably already know - but overall, this book is filled with useful information. Anyone with a not-so-regular job should probably at least skim through this because you're guaranteed to find some helpful tips. ...

    This is a very direct read, with plenty of exercises in it to reevaluate one's personal finances. Doing the exercises helps one to get the most out of this book. Even if you don't, and you aren't a freelancer (yet), this is still helpful to read. It is geared towards freelancers, so an...

    I wish I had known about this book years ago! Completely indispensable for freelancers and the self employed. I went through the entire book first and now will go back and complete the exercises. This book is a game changer. ...

  • Adam
    Jul 07, 2015

    Just got this book last night, and I'm already halfway through. I've been freaking out about wrecking my finances when I become self-employed; this book reminds me that there's no magic to it. Figure out how much money you need for the stuff you need, and put that much aside when you h...

    This book is a veritable godsend for those of us who have non-traditional jobs with erratic and unpredictable income. Had this book existed three years ago it would have saved me two years of toil and struggle as I experimented with methods of achieving financial security as a self-emp...

    A decent primer on personal finances for the self-employed, aimed at freelancers and microbusiness owners. The advice is sound but quite basic. I'm already doing almost everything they advocate. It covers saving (for emergencies, taxes, and retirement), spending, and debt. It also b...

    A good introduction to personal finance for freelancers and the self-employed. However, it focused a little more on strategies for those with a lot credit card debt or overspending issues than I expected. Neither problem is an issue for me right now (and hopefully, not in the future). ...

  • Kasun Pathirage
    Mar 20, 2019

    Just got this book last night, and I'm already halfway through. I've been freaking out about wrecking my finances when I become self-employed; this book reminds me that there's no magic to it. Figure out how much money you need for the stuff you need, and put that much aside when you h...

    This book is a veritable godsend for those of us who have non-traditional jobs with erratic and unpredictable income. Had this book existed three years ago it would have saved me two years of toil and struggle as I experimented with methods of achieving financial security as a self-emp...

    A decent primer on personal finances for the self-employed, aimed at freelancers and microbusiness owners. The advice is sound but quite basic. I'm already doing almost everything they advocate. It covers saving (for emergencies, taxes, and retirement), spending, and debt. It also b...

    A good introduction to personal finance for freelancers and the self-employed. However, it focused a little more on strategies for those with a lot credit card debt or overspending issues than I expected. Neither problem is an issue for me right now (and hopefully, not in the future). ...

    This was such a great book! It was very helpful in giving me direction and motivation. If you are just looking for a self-help type book that just throws out theories and tips, this is NOT the book for you. This book really makes you get hands on with your finances. Each chapter has di...

    Totally useful, though quite longwinded to get across a simple message. It's a how-to guide for managing your finances (especially how to save money longterm) if your income is variable and unpredictable, like freelancers and people employed part-time or who work for tips. The book ...

    Excellent! I highly recommend this book to all the self employed folks out there. It really helps with getting a grasp on the ebbs and flows of income that come with the self employed life. It also helps with structural ideas about planning for your financial future. Very informative a...

    Fantastic and essential book for anyone who works for themselves. ...

    i think this would be a really good book for anyone who has never read anything about personal finance or who is just starting out freelancing. since i've been freelancing for 6(!) years now, i'd figured a few things out by trial and error. but it would have been nice to have this book...

    A great resource for people with irregular income, whether that means you're part-time, freelancing or self-employed. Authors teach a simple, scalable finance system that shows you how to make your money work for you so you can avoid the "feast or famine" lifestyle. Of course, the book...

    Some of the content in this book is stuff people should probably already know - but overall, this book is filled with useful information. Anyone with a not-so-regular job should probably at least skim through this because you're guaranteed to find some helpful tips. ...

    This is a very direct read, with plenty of exercises in it to reevaluate one's personal finances. Doing the exercises helps one to get the most out of this book. Even if you don't, and you aren't a freelancer (yet), this is still helpful to read. It is geared towards freelancers, so an...

    I wish I had known about this book years ago! Completely indispensable for freelancers and the self employed. I went through the entire book first and now will go back and complete the exercises. This book is a game changer. ...

    Very practical and useful guidance for independent contractors and the self-employed. The book is nicely peppered with humor too: "credit cards are the handmaidens of Satan." ...

    Very practical and helpful book for those of us in the gig economy! ...

    A "must" for freelancers. ...

    Good financial guidance for the not regularly employed, but also solid advice for all. ...

    A good book for a new freelancer or one who is not good with money. Valuable advice on saving and client relations. On the flip side, light on investment advice specifics in my opinion. Also seems to be assuming that all freelancers are under significant debt. ...

  • Joel B Pryde
    Feb 18, 2017

    Just got this book last night, and I'm already halfway through. I've been freaking out about wrecking my finances when I become self-employed; this book reminds me that there's no magic to it. Figure out how much money you need for the stuff you need, and put that much aside when you h...

    This book is a veritable godsend for those of us who have non-traditional jobs with erratic and unpredictable income. Had this book existed three years ago it would have saved me two years of toil and struggle as I experimented with methods of achieving financial security as a self-emp...

    A decent primer on personal finances for the self-employed, aimed at freelancers and microbusiness owners. The advice is sound but quite basic. I'm already doing almost everything they advocate. It covers saving (for emergencies, taxes, and retirement), spending, and debt. It also b...

    A good introduction to personal finance for freelancers and the self-employed. However, it focused a little more on strategies for those with a lot credit card debt or overspending issues than I expected. Neither problem is an issue for me right now (and hopefully, not in the future). ...

    This was such a great book! It was very helpful in giving me direction and motivation. If you are just looking for a self-help type book that just throws out theories and tips, this is NOT the book for you. This book really makes you get hands on with your finances. Each chapter has di...

    Totally useful, though quite longwinded to get across a simple message. It's a how-to guide for managing your finances (especially how to save money longterm) if your income is variable and unpredictable, like freelancers and people employed part-time or who work for tips. The book ...

    Excellent! I highly recommend this book to all the self employed folks out there. It really helps with getting a grasp on the ebbs and flows of income that come with the self employed life. It also helps with structural ideas about planning for your financial future. Very informative a...

    Fantastic and essential book for anyone who works for themselves. ...

  • Tami
    Mar 19, 2016

    Just got this book last night, and I'm already halfway through. I've been freaking out about wrecking my finances when I become self-employed; this book reminds me that there's no magic to it. Figure out how much money you need for the stuff you need, and put that much aside when you h...

    This book is a veritable godsend for those of us who have non-traditional jobs with erratic and unpredictable income. Had this book existed three years ago it would have saved me two years of toil and struggle as I experimented with methods of achieving financial security as a self-emp...

    A decent primer on personal finances for the self-employed, aimed at freelancers and microbusiness owners. The advice is sound but quite basic. I'm already doing almost everything they advocate. It covers saving (for emergencies, taxes, and retirement), spending, and debt. It also b...

    A good introduction to personal finance for freelancers and the self-employed. However, it focused a little more on strategies for those with a lot credit card debt or overspending issues than I expected. Neither problem is an issue for me right now (and hopefully, not in the future). ...

    This was such a great book! It was very helpful in giving me direction and motivation. If you are just looking for a self-help type book that just throws out theories and tips, this is NOT the book for you. This book really makes you get hands on with your finances. Each chapter has di...

    Totally useful, though quite longwinded to get across a simple message. It's a how-to guide for managing your finances (especially how to save money longterm) if your income is variable and unpredictable, like freelancers and people employed part-time or who work for tips. The book ...

    Excellent! I highly recommend this book to all the self employed folks out there. It really helps with getting a grasp on the ebbs and flows of income that come with the self employed life. It also helps with structural ideas about planning for your financial future. Very informative a...

    Fantastic and essential book for anyone who works for themselves. ...

    i think this would be a really good book for anyone who has never read anything about personal finance or who is just starting out freelancing. since i've been freelancing for 6(!) years now, i'd figured a few things out by trial and error. but it would have been nice to have this book...

    A great resource for people with irregular income, whether that means you're part-time, freelancing or self-employed. Authors teach a simple, scalable finance system that shows you how to make your money work for you so you can avoid the "feast or famine" lifestyle. Of course, the book...

    Some of the content in this book is stuff people should probably already know - but overall, this book is filled with useful information. Anyone with a not-so-regular job should probably at least skim through this because you're guaranteed to find some helpful tips. ...

  • Tally, The Chatty Introvert
    Dec 06, 2016

    Just got this book last night, and I'm already halfway through. I've been freaking out about wrecking my finances when I become self-employed; this book reminds me that there's no magic to it. Figure out how much money you need for the stuff you need, and put that much aside when you h...

    This book is a veritable godsend for those of us who have non-traditional jobs with erratic and unpredictable income. Had this book existed three years ago it would have saved me two years of toil and struggle as I experimented with methods of achieving financial security as a self-emp...

    A decent primer on personal finances for the self-employed, aimed at freelancers and microbusiness owners. The advice is sound but quite basic. I'm already doing almost everything they advocate. It covers saving (for emergencies, taxes, and retirement), spending, and debt. It also b...

    A good introduction to personal finance for freelancers and the self-employed. However, it focused a little more on strategies for those with a lot credit card debt or overspending issues than I expected. Neither problem is an issue for me right now (and hopefully, not in the future). ...

    This was such a great book! It was very helpful in giving me direction and motivation. If you are just looking for a self-help type book that just throws out theories and tips, this is NOT the book for you. This book really makes you get hands on with your finances. Each chapter has di...

    Totally useful, though quite longwinded to get across a simple message. It's a how-to guide for managing your finances (especially how to save money longterm) if your income is variable and unpredictable, like freelancers and people employed part-time or who work for tips. The book ...

    Excellent! I highly recommend this book to all the self employed folks out there. It really helps with getting a grasp on the ebbs and flows of income that come with the self employed life. It also helps with structural ideas about planning for your financial future. Very informative a...

    Fantastic and essential book for anyone who works for themselves. ...

    i think this would be a really good book for anyone who has never read anything about personal finance or who is just starting out freelancing. since i've been freelancing for 6(!) years now, i'd figured a few things out by trial and error. but it would have been nice to have this book...

    A great resource for people with irregular income, whether that means you're part-time, freelancing or self-employed. Authors teach a simple, scalable finance system that shows you how to make your money work for you so you can avoid the "feast or famine" lifestyle. Of course, the book...

    Some of the content in this book is stuff people should probably already know - but overall, this book is filled with useful information. Anyone with a not-so-regular job should probably at least skim through this because you're guaranteed to find some helpful tips. ...

    This is a very direct read, with plenty of exercises in it to reevaluate one's personal finances. Doing the exercises helps one to get the most out of this book. Even if you don't, and you aren't a freelancer (yet), this is still helpful to read. It is geared towards freelancers, so an...

    I wish I had known about this book years ago! Completely indispensable for freelancers and the self employed. I went through the entire book first and now will go back and complete the exercises. This book is a game changer. ...

    Very practical and useful guidance for independent contractors and the self-employed. The book is nicely peppered with humor too: "credit cards are the handmaidens of Satan." ...

    Very practical and helpful book for those of us in the gig economy! ...

    A "must" for freelancers. ...

    Good financial guidance for the not regularly employed, but also solid advice for all. ...

    A good book for a new freelancer or one who is not good with money. Valuable advice on saving and client relations. On the flip side, light on investment advice specifics in my opinion. Also seems to be assuming that all freelancers are under significant debt. ...

    I really liked this book, although I am not self-employed (yet!) though I plan to be in the (hopefully) not-too-distant future. I got this book at the library, but plan on buying it when I actually do become self-employed to have on hand. Actually, I just now noticed that it being give...

    I won this book in a Goodreads firstreads Giveaway. I have recieved the book last week, but no chance to read it yet. It is on the list to read soon. I am looking forward to learning something from it. OK - I am working my way through the book. I was looking forward to it, then I w...

    The authors of this book respect the freelancer's journey. They don't judge it. There is lots of good advice in this book about saving money, especially pertaining to online savings accounts and percentages. There is also good advice about understanding money. Money is not something to...

    The Money Book for Freelancers, Part-Timers, and the Self-Employed is a straight-forward, accessible guide to managing an inconsistent income. The authors offer financial advice alongside personal anecdotes, which helps to make the book readable as well as informative. There is also an...

    I got this book through the give-a-away from here. Even though this was written for the self-employed it had a lot of practical advise the people with regular jobs could apply also. I found this a very easy to read in every day language with step by step guidelines to help manage your ...

    The Money Book for Freelancers, Part-Timers, and the Self-Employed by Joseph D'Agnese and Diane Kiernan is an excellent resource for everyone who chooses to work outside of the regular corporate world. The subtitle says it all: "The Only Personal Finance System for People with Not-So-R...

    Finally! A text useful for the (poor schmucks?) among us who don't have that steady paycheck every week or two (or month). I've read too many books regarding budgeting and such, but they assume everybody gets paid the same times and roughly the same rates each time. I'm so glad I found...

  • Amanda
    Jan 13, 2018

    Just got this book last night, and I'm already halfway through. I've been freaking out about wrecking my finances when I become self-employed; this book reminds me that there's no magic to it. Figure out how much money you need for the stuff you need, and put that much aside when you h...

    This book is a veritable godsend for those of us who have non-traditional jobs with erratic and unpredictable income. Had this book existed three years ago it would have saved me two years of toil and struggle as I experimented with methods of achieving financial security as a self-emp...

    A decent primer on personal finances for the self-employed, aimed at freelancers and microbusiness owners. The advice is sound but quite basic. I'm already doing almost everything they advocate. It covers saving (for emergencies, taxes, and retirement), spending, and debt. It also b...

    A good introduction to personal finance for freelancers and the self-employed. However, it focused a little more on strategies for those with a lot credit card debt or overspending issues than I expected. Neither problem is an issue for me right now (and hopefully, not in the future). ...

    This was such a great book! It was very helpful in giving me direction and motivation. If you are just looking for a self-help type book that just throws out theories and tips, this is NOT the book for you. This book really makes you get hands on with your finances. Each chapter has di...

    Totally useful, though quite longwinded to get across a simple message. It's a how-to guide for managing your finances (especially how to save money longterm) if your income is variable and unpredictable, like freelancers and people employed part-time or who work for tips. The book ...

    Excellent! I highly recommend this book to all the self employed folks out there. It really helps with getting a grasp on the ebbs and flows of income that come with the self employed life. It also helps with structural ideas about planning for your financial future. Very informative a...

    Fantastic and essential book for anyone who works for themselves. ...

    i think this would be a really good book for anyone who has never read anything about personal finance or who is just starting out freelancing. since i've been freelancing for 6(!) years now, i'd figured a few things out by trial and error. but it would have been nice to have this book...

    A great resource for people with irregular income, whether that means you're part-time, freelancing or self-employed. Authors teach a simple, scalable finance system that shows you how to make your money work for you so you can avoid the "feast or famine" lifestyle. Of course, the book...

    Some of the content in this book is stuff people should probably already know - but overall, this book is filled with useful information. Anyone with a not-so-regular job should probably at least skim through this because you're guaranteed to find some helpful tips. ...

    This is a very direct read, with plenty of exercises in it to reevaluate one's personal finances. Doing the exercises helps one to get the most out of this book. Even if you don't, and you aren't a freelancer (yet), this is still helpful to read. It is geared towards freelancers, so an...

  • J. Franklin
    Aug 30, 2018

    Just got this book last night, and I'm already halfway through. I've been freaking out about wrecking my finances when I become self-employed; this book reminds me that there's no magic to it. Figure out how much money you need for the stuff you need, and put that much aside when you h...

    This book is a veritable godsend for those of us who have non-traditional jobs with erratic and unpredictable income. Had this book existed three years ago it would have saved me two years of toil and struggle as I experimented with methods of achieving financial security as a self-emp...

    A decent primer on personal finances for the self-employed, aimed at freelancers and microbusiness owners. The advice is sound but quite basic. I'm already doing almost everything they advocate. It covers saving (for emergencies, taxes, and retirement), spending, and debt. It also b...

    A good introduction to personal finance for freelancers and the self-employed. However, it focused a little more on strategies for those with a lot credit card debt or overspending issues than I expected. Neither problem is an issue for me right now (and hopefully, not in the future). ...

    This was such a great book! It was very helpful in giving me direction and motivation. If you are just looking for a self-help type book that just throws out theories and tips, this is NOT the book for you. This book really makes you get hands on with your finances. Each chapter has di...

    Totally useful, though quite longwinded to get across a simple message. It's a how-to guide for managing your finances (especially how to save money longterm) if your income is variable and unpredictable, like freelancers and people employed part-time or who work for tips. The book ...

    Excellent! I highly recommend this book to all the self employed folks out there. It really helps with getting a grasp on the ebbs and flows of income that come with the self employed life. It also helps with structural ideas about planning for your financial future. Very informative a...

    Fantastic and essential book for anyone who works for themselves. ...

    i think this would be a really good book for anyone who has never read anything about personal finance or who is just starting out freelancing. since i've been freelancing for 6(!) years now, i'd figured a few things out by trial and error. but it would have been nice to have this book...

    A great resource for people with irregular income, whether that means you're part-time, freelancing or self-employed. Authors teach a simple, scalable finance system that shows you how to make your money work for you so you can avoid the "feast or famine" lifestyle. Of course, the book...

    Some of the content in this book is stuff people should probably already know - but overall, this book is filled with useful information. Anyone with a not-so-regular job should probably at least skim through this because you're guaranteed to find some helpful tips. ...

    This is a very direct read, with plenty of exercises in it to reevaluate one's personal finances. Doing the exercises helps one to get the most out of this book. Even if you don't, and you aren't a freelancer (yet), this is still helpful to read. It is geared towards freelancers, so an...

    I wish I had known about this book years ago! Completely indispensable for freelancers and the self employed. I went through the entire book first and now will go back and complete the exercises. This book is a game changer. ...

    Very practical and useful guidance for independent contractors and the self-employed. The book is nicely peppered with humor too: "credit cards are the handmaidens of Satan." ...

    Very practical and helpful book for those of us in the gig economy! ...